Commercial Bridging Loans That Keep Your Deals Moving
Commercial Real Estate Bridging Finance
When timing is critical and traditional financing timelines are too long, our bridge loan facility provides a flexible, interim solution secured by commercial property. We deliver prompt commitments and clear terms to support acquisitions, renovations, and refinancing gaps.
Core Features
Term
3 to 12 months, with extensions subject to review.
Loan-to-Value
Up to 75% of the lower of purchase price or appraised value.
Interest Structure
Interest-only payments available. Rates fixed or floating based on loan profile.
Fees
Arrangement fee: 1–2%; Exit fee: 0.5–1%. Fully transparent upfront.
Process Overview
- Preliminary Review: Submission of property details, financials, and exit strategy.
- Valuation & Offer: Independent appraisal, then delivery of a detailed term sheet.
- Documentation: Execution of security deed, loan agreement, and perfection filings.
- Funding: Drawdown at closing, typically within seven business days.
- Exit: Refinance, sale, or conversion to long-term financing as planned.
Sample Term Sheet
| Term | Details |
|---|---|
| Facility Size | $1,000,000 – $10,000,000 |
| Term | 9 months (extendable to 12 months) |
| LTV | 70% of appraised value |
| Interest Rate | 6.5% per annum (floating) |
| Arrangement Fee | 1.5% of facility size |
| Exit Fee | 0.75% of outstanding balance |
| Security | Mortgage over commercial property |
Frequently Asked Questions
Which properties qualify?
Income-producing assets and properties with a clear exit plan qualify. Examples include office buildings, retail centres, and industrial premises.
How long does approval take?
Preliminary approval is provided within 48 hours; final funding follows document execution, typically within seven business days.
Can terms be adjusted?
Subject to asset performance and market conditions, term extensions and rate adjustments can be negotiated.
What are the primary risks?
Market fluctuations, appraisal variances, and exit plan delays are primary considerations. Our team works to mitigate these through rigorous due diligence.
Request your bespoke term sheet today. Contact our team to discuss your bridge financing requirements.
Request Bridge QuoteDisclaimer: All financing is subject to credit approval, property valuation, and applicable regulations. This information is provided for illustrative purposes and does not constitute legal or financial advice.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
