Commercial Real Estate Bridging Finance
When timing is critical and traditional financing timelines are too long, our bridge loan facility provides a flexible, interim solution secured by commercial property. We deliver prompt commitments and clear terms to support acquisitions, renovations, and refinancing gaps.
Core Features
Term
3 to 12 months, with extensions subject to review.
Loan-to-Value
Up to 75% of the lower of purchase price or appraised value.
Interest Structure
Interest-only payments available. Rates fixed or floating based on loan profile.
Fees
Arrangement fee: 1–2%; Exit fee: 0.5–1%. Fully transparent upfront.
Process Overview
- Preliminary Review:
Submission of property details, financials, and exit strategy.
- Valuation & Offer:
Independent appraisal, then delivery of a detailed term sheet.
- Documentation:
Execution of security deed, loan agreement, and perfection filings.
- Funding:
Drawdown at closing, typically within seven business days.
- Exit:
Refinance, sale, or conversion to long-term financing as planned.
Sample Term Sheet
| Term |
Details |
| Facility Size |
$1,000,000 – $10,000,000 |
| Term |
9 months (extendable to 12 months) |
| LTV |
70% of appraised value |
| Interest Rate |
6.5% per annum (floating) |
| Arrangement Fee |
1.5% of facility size |
| Exit Fee |
0.75% of outstanding balance |
| Security |
Mortgage over commercial property |
Frequently Asked Questions
Which properties qualify?
Income-producing assets and properties with a clear exit plan qualify. Examples include office buildings, retail centres, and industrial premises.
How long does approval take?
Preliminary approval is provided within 48 hours; final funding follows document execution, typically within seven business days.
Can terms be adjusted?
Subject to asset performance and market conditions, term extensions and rate adjustments can be negotiated.
What are the primary risks?
Market fluctuations, appraisal variances, and exit plan delays are primary considerations. Our team works to mitigate these through rigorous due diligence.
Request your bespoke term sheet today.
Contact our team to discuss your bridge financing requirements.
Request Bridge Quote
Disclaimer:
All financing is subject to credit approval, property valuation, and applicable regulations. This information is provided for illustrative purposes and does not constitute legal or financial advice.