Commercial Bridge Financing
Financely structures and arranges short-term commercial bridge loans for acquisitions, refinancing, and transitional projects. We underwrite collateral, design exit-based repayment schedules, and coordinate funding through regulated credit providers. Each mandate includes clear timelines, covenants, and disbursement controls that match institutional standards.
Who this serves
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Property developers and investors requiring short-term capital
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Sponsors closing acquisitions ahead of long-term debt
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Companies refinancing or recapitalising pending a sale or permanent facility
When it fits
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Acquisition or refinance deadline requires immediate liquidity
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Stabilisation or lease-up period before permanent financing
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Sale, refinance, or take-out loan scheduled within 6–24 months
What we deliver
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Term sheet outlining collateral, pricing, and repayment plan
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Debt structuring and negotiation with lenders and investors
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SPV setup and escrow coordination for closing
Bridge loan applications
| Scenario |
Purpose |
Typical Tenor |
| Acquisition closing prior to permanent debt |
Bridge covers purchase until refinancing |
6–18 months |
| Asset repositioning or capital improvement |
Funding for renovation and stabilisation |
12–24 months |
| Short-term refinance or debt payoff |
Temporary refinancing while marketing the asset |
6–12 months |
Our structuring process
1
Underwrite and structure
We analyse collateral, loan-to-value, and exit strategy. The underwriting report supports lender approval and defines key parameters for the bridge facility.
2
Term sheet and investor matching
We prepare a lender-ready term sheet, distribute to private credit funds, and shortlist counterparties with proven bridge financing capacity.
3
Documentation and due diligence
Full legal and technical due diligence is coordinated. We manage lender queries, credit approvals, and closing checklists to meet target dates.
4
Closing and monitoring
We coordinate disbursement, escrow, and security perfection. Progress and repayment milestones are tracked through the facility’s life cycle.
Financing parameters
Loan-to-value
Typically 55–75% depending on asset type, location, and exit strength. Higher leverage considered with strong sponsorship or additional security.
Tenor and pricing
Tenors from 6 to 24 months. Interest rates and fees vary by risk, jurisdiction, and funding source. Fixed or floating structures available.
Collateral types
Commercial real estate, mixed-use developments, portfolios, and cash-flowing assets with identifiable exit or refinancing path.
Request Commercial Bridge Financing Terms
Send your transaction summary, asset type, funding need, and exit plan. We prepare indicative terms with lender feedback and a projected timetable.
Submit Your Deal
Financely acts as a debt arranger on a best efforts basis through regulated lenders and funds. All transactions are subject to credit approval, valuation, and compliance review. Nothing here constitutes a commitment to lend or invest.