Trade And Commodity Finance
Cocoa Trade Finance
We structure and place cocoa trade finance for qualified exporters, traders, and processors through lender-ready underwriting, controlled documentation, and targeted lender routing. The objective is simple: move bankable cocoa flows from submission to executable credit terms with fewer avoidable declines.
Cocoa supply chains need working capital at the right point in the cycle. Origin procurement, warehouse build-up, shipment timing, receivables turnover, and buyer payment terms all create funding pressure. Our mandate is to convert those operating needs into a finance structure lenders can actually underwrite.
If your transaction is live, you can review our execution process
and submit directly through our deal intake lane.
Facilities We Place For Cocoa Transactions
Pre-Export Finance
Working capital against validated purchase contracts, delivery schedules, and off-take pathways.
Inventory And Warehouse Finance
Structured lines against eligible stock with collateral controls, monitoring, and release mechanics.
Receivables Finance
Liquidity against assigned trade receivables with concentration and performance controls.
LC-Backed Trade Structures
Facilities linked to documentary trade flows where counterparty, bank, and performance risk are acceptable.
Borrowing Base Revolvers
Revolving lines with eligibility tests tied to receivables, inventory, and contract performance.
Bridge Facilities
Short-tenor bridge capital to close timing gaps between procurement, shipment, and final settlement.
Credit outcomes depend on file quality, collateral integrity, counterparty profile, and legal enforceability across the full transaction chain.
What We Handle In The Mandate
| Workstream |
Execution Scope |
| Credit Packaging |
Underwriting memo, risk map, collateral narrative, covenant and structure fit for lender screening. |
| Data Room Readiness |
Document checklist, sequencing, and file cleanup to reduce diligence friction. |
| Lender Matching |
Targeted routing by ticket size, risk appetite, collateral type, and jurisdiction profile. |
| Term Negotiation Support |
Support on tenor, pricing, advance rates, borrowing base logic, triggers, and reporting obligations. |
| Close Coordination |
Execution support across counsel, lender conditions precedent, and funding-readiness milestones. |
Indicative Transaction Profile
- Minimum requested facility size: USD 2,500,000.
- Cleaner execution lane usually starts above USD 3,000,000.
- Post-revenue operating profile with documented trade history is preferred.
- Clear use of proceeds and transaction documentation required at intake.
Submission File Checklist
Corporate And Financial
- Corporate registration pack and ownership structure.
- Recent financials and management accounts.
- KYC and compliance documents for key parties.
Trade Documentation
- Purchase and sales contracts or framework agreements.
- Delivery schedule, logistics plan, and counterpart profile.
- Warehouse, stock, or receivables evidence where relevant.
Credit Structure Inputs
- Target facility size, tenor, and currency.
- Collateral package and proposed security path.
- Repayment source and cash conversion timeline.
Execution Readiness
- Transaction timeline and commercial constraints.
- Jurisdiction and legal counsel details if already appointed.
- Primary contact for data room and lender Q&A.
Financely does not issue guarantees of financing outcomes. All mandates are run on a best-efforts advisory and placement basis, subject to underwriting, lender credit committee decisions, legal diligence, KYC, AML, sanctions screening, and final third-party approvals.
FAQ
Do you fund directly?
No. We operate as an advisory and placement desk and coordinate with matched capital providers.
Can you handle origin and export-linked cocoa flows?
Yes, where transaction documents, counterparty profile, and collateral controls support credit underwriting.
How fast can a live file move?
Timing depends on file completeness, responsiveness, legal workstreams, and lender capacity. Clean files move faster.
What if my file is not yet lender-ready?
We can define the required packaging upgrades before lender launch so the process is not wasted on non-executable routing.
Do you only work on cocoa?
No. We cover broader trade and commodity structures. This page addresses cocoa-specific use cases and workflows.
Where do I submit my transaction?
Use the submission lane below. You can also review our mandate scope
before submitting.
Have A Cocoa Transaction To Finance?
Share your transaction parameters, documentation status, and timing window for fit screening and execution mapping.
Submit Your Deal