Carbon Project Finance: Offtake Prepayments, Streaming, Senior Debt

Carbon Project Finance | Offtake Prepayments, Streaming, Senior Debt | Arrange Funding

Carbon Project Finance

Need capital to get from concept to verified credits—and paid? We arrange offtake prepayments, carbon streaming, senior debt, and development funding for projects that can stand up to scrutiny. No hype. Just a structure that clears credit and gets you issued, transferred, and settled.

When carbon finance makes sense

Pre-FID and build-out
You have the methodology, land access, permits, and a real plan, but equity is tight. Finance covers nursery, devices, digesters, kilns, or site works.
Scale-up and working capital
Rollout costs hit before issuances ramp. Prepayments against ERPAs or a streaming deal bridge the gap to stable deliveries.
Delivery risk and timing
You want price floors, insurance on delivery, or a back-to-back offtake so cash flow isn’t hostage to verification dates.

What we arrange

Offtake prepayments (ERPA)
Advance cash against contracted volumes with price floors and delivery schedules. Suits cookstoves, ARR, biochar, and methane capture.
Carbon streaming
Upfront capital for a fixed share of future credits at a pre-agreed price. Long-dated projects with reliable MRV fit well.
Senior construction debt
Debt secured on equipment and project rights with sweeps from credit sales. Works for digesters, pyrolysis units, landfill gas, and similar assets.
Development loans
Milestone-based funding for PDDs, VVB fees, baselines, and community programs—paired with offtake options to lock the route to cash.

Sectors we cover

Nature-based
ARR, IFM, and jurisdictional or project-level REDD+ with credible tenure and leakage control.
Blue carbon
Mangroves and wetlands with solid baselines and clear community agreements.
Tech-based
Biochar, methane capture, landfill gas, livestock digesters, and device rollouts (clean cookstoves).
Renewable-linked
Where credits are eligible and MRV is tight. We avoid anything that won’t pass due diligence.

Typical terms snapshot

Sizing & tenor
Prepayments sized to contracted volumes and haircut delivery curves. Debt tenors match rollout and issuance cycles.
Security package
Charges over project SPV, ERPAs, registry accounts, equipment, and assignment of insurance and step-in rights.
Pricing & structure
Coupons or discounts tied to risk, with floors, collars, or revenue shares. Amortization follows credit deliveries.

What credit teams actually check

MRV and methodology
Baseline logic, additionality, permanence, leakage control, monitoring plan, and VVB engagement under the chosen standard (e.g., Verra, Gold Standard, ART).
Legal & title
Land tenure, community agreements, permits, ESG safeguards, and (where relevant) Article 6 authorizations and corresponding adjustments.
Revenue certainty
Offtaker credit, price floors, hedging where available, delivery buffers, registry controls, and historical issuance from similar projects.

If collateral is thin, credible paths

  • Price floors and advance-rate haircuts tied to conservative delivery curves
  • Partial insurance on delivery and political risk where available
  • Staged drawdowns against verified milestones and sample plot audits
  • Back-to-back offtake with rated buyers and escrowed proceeds
  • Extra allocation to the buffer pool or over-collateralization in early vintages

Process and target timeline

1

Scope and structure

Define methodology, volumes, schedule, and the structure (prepay, stream, debt). Data request goes out on day one.

2

Market testing and terms

Targeted outreach to offtakers, funds, and lenders. Compare advance rates, pricing, floors, covenants, and closing conditions.

3

Documentation and CPs

ERPA or streaming docs, facility agreement, security, registry controls, insurance, and verification plan signed and ready.

4

Funding and first deliveries

Draw funds, hit rollout targets, verify, issue, and transfer. We stay on the file until the first settlements clear.

Documents that move approvals

Core technical pack
PDD, methodology reference, baseline study, monitoring plan, VVB engagement, geospatial data (where relevant), and build schedule with capex.
Legal and commercial
Land and community agreements, permits, SPV docs, ERPA/LOI drafts, registry account details, offtaker info, and ESG safeguards.

Need finance for your carbon project?

We arrange prepayments, streams, and debt for projects that can pass serious diligence. Bring your PDD, delivery plan, and budget—we’ll tell you straight what clears and what doesn’t.

  • Bank-ready file and targeted outreach to real offtakers and lenders
  • Terms with price protection and clear security over credits and cash
  • Hands-on close: docs, registry controls, and first settlements
Request Carbon Finance Terms

Financely acts as an arranger on a best efforts basis. We are not a bank. Eligibility depends on KYC/AML, sanctions screening, technical and legal due diligence, and approval by capital partners. Nothing here is a commitment to lend or to buy credits.

Frequently Asked Questions

Do you fund pre-issuance?
Yes—via prepayments or development loans tied to milestones and offtake visibility. Advance rates depend on delivery risk.
Which standards and registries?
We work with Verra, Gold Standard, and ART/TREES. Projects must match the methodology and have a VVB path lined up.
Do you handle Article 6 deals?
Where the host country issues authorizations and corresponding adjustments, we reflect that in the docs and delivery schedule.
What kills approvals?
Unclear land title, weak baselines, unrealistic delivery curves, no offtake interest, or missing permits. If any of that shows up, we will say so early.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

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Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

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If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.