Capital Stack Mezzanine Gap Loan for Commercial Real Estate Transactions

Capital Stack Mezzanine Gap Loan for Commercial Real Estate Transactions

Capital Stack Mezzanine Gap Loan For Commercial Real Estate Transactions

Bottom line: when senior leverage is capped and equity is short, we place mezzanine capital to close the gap and keep your timeline intact. We package the deal, target real lenders, and negotiate a structure that clears credit and intercreditor.
Best For
  • Acquisition or refinance shortfall
  • Construction cost overruns
  • Lease-up or bridge to agency
Asset Types
  • Multifamily and BTR
  • Industrial and logistics
  • Select retail, office repositioning, hospitality by case
Typical Terms
  • Check sizes USD 3m to 40m
  • LTC/LTV up to total 80 to 88
  • Price 10 to 14 plus fees, 12 to 36 months

What We Do

We run a lender process for mezzanine or preferred-like debt behind the senior. Materials are cleaned, comps are set, sources and uses are precise, and the intercreditor path is mapped with the senior agent. We secure meetings, drive term sheets, and close out covenant and consent items.

Structures
  • Mezz note with current or PIK mix
  • HoldCo or PropCo placement
  • Junior mortgage where permitted
Key Points
  • Senior consent and intercreditor
  • Cash sweep and DSCR triggers
  • Budget, GMP, and draw controls
Underwriting Focus
  • Business plan and lease-up math
  • Exit to agency, life, or sale
  • Skin in the game and guarantees

Process

  1. Intake. Senior term sheet, sources and uses, budget, pro forma, timeline.
  2. Materials. Model, deck, rent roll and pipeline, contractor docs.
  3. Outreach. Shortlist lenders by asset, check size, and risk.
  4. Terming. Price, covenants, reserves, and intercreditor.
  5. Closing. Consents, legal, and funding mechanics.

What You Receive

  • Lender list and outreach record
  • Term sheet comparison and redlines
  • IC memo and intercreditor checklist
  • Weekly status until funding

Need A Mezz Gap Filled

Send the senior term sheet, model, budget, and timeline. We will confirm a lender route and fees.

Request A Term Sheet

Corporate services only. No commitment to lend. All work is subject to KYC, AML, sanctions, lender approvals, and senior consent.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.