Cacao flows in Africa and Latin America move on speed, control, and credible counterparties. We underwrite your cacao export financing, cacao import financing, or cacao production financing, then introduce your transaction to aligned trade finance lenders with a lender-grade package that survives credit committee.
Cacao trade finance is working capital and risk controls tied to an actual cacao flow: procurement at origin, storage, processing (where relevant), shipment, and buyer payment. It is not vague “export-import financing.” Export and import are two different financing problems with different controls.
Lenders focus on: licensed export capability, traceability, contract integrity, inspection, and proceeds control.
Credit attention often goes to: buyer profile, quality and spec discipline, shipping reliability, and repayment timing.
| Keyword Use Case | What It Usually Means in Practice | Typical Credit Focus |
|---|---|---|
| Cacao production financing | Procurement funding at origin (buying beans), sometimes with storage and pre-shipment costs | Offtake credibility, margin evidence, controls over stock, documented repayment path |
| Cacao export financing | Funding from purchase through shipment and collection from the buyer | Documentary discipline, shipment schedule, insurance, buyer payment mechanics, proceeds control where required |
| Cacao import financing | Funding after arrival to hold inventory until resale or processing | Warehouse/custody, receivables quality, buyer diversification, cash conversion cycle |
| Working capital for cocoa products | Financing cocoa liquor, cocoa butter, cocoa powder sales and receivables | Specs, acceptance terms, stable invoicing, receivables aging and concentration |
We validate the transaction logic, pressure-test assumptions, and define the lender box that can actually execute in the relevant corridor.
We build a lender-grade package: trade flow summary, contract map, risk mitigants, controls, and a diligence checklist aligned to the structure.
We coordinate introductions to third-party trade finance lenders and regulated counterparties that finance cacao flows in Africa and Latin America.
We manage the diligence path, condition tracking, and closing readiness so the transaction does not die in “one more document” purgatory.
Yes, those are common origins. The deciding factors are documentation, counterparty quality, compliance readiness, and the control plan around goods and proceeds.
Yes, reviewed case-by-case. We look for contract support, reliable logistics, margin evidence, and a repayment timeline tied to collections.
We advise and underwrite both. Export financing supports origin sellers through shipment and collection. Import financing supports destination buyers through inventory and resale or processing.
No. Financely is not a bank or lender. We underwrite the file and coordinate introductions to third-party lenders under their own credit policies.
Submit your cacao transaction details, counterparties, and documents. We will respond with a next-step checklist and the lender path that fits your corridor and structure.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party to provide any financing. Financely is not a bank or lender. Any facility is made solely by third-party lenders under their own policies, approvals, and definitive documentation. All matters are subject to underwriting, borrower eligibility, KYC and AML review, sanctions screening, third-party reports, and closing conditions.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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