Business Proof of Funds Service

Business Proof of Funds Service

Business Proof of Funds Service

Sellers, landlords, and counterparties ask for Proof of Funds because they want to see capacity and mechanics, not promises. We arrange genuine bank comfort letters backed by escrowed equity, committed facilities, or verified balances. Real officers sign. Verification is simple. You get green-lighted while your main funding closes.

Outcome: a bank-issued Proof of Funds letter that counterparties accept, with clear validity, officer contacts, and optional SWIFT verification.

When This Service Makes Sense

Acquisitions waiting on close
You have a term sheet and SPA milestones, but the seller wants proof now.
Large contract bids and tenders
Procurement requires a bank letter showing capacity to meet award terms.
Supplier credit and prepayment terms
Vendors ask for proof before shipment or allocating production slots.
Real estate and equipment
Landlords, lessors, or auctioneers request confirmatory capacity from a bank.

What It Is and What It Is Not

This service provides This service does not provide
A bank comfort letter on letterhead with officer contact details A guarantee of payment or commitment to lend
References to escrowed equity, verified balances, or committed facilities Screenshots, ledger fakes, or letters from shell companies
Optional SWIFT call-back or email verification to seller counsel Anything that bypasses KYC, AML, or sanctions checks

What You Receive

Deliverable Contents Purpose
Bank Proof of Funds letter Named officer, amount reference, validity window, conditions, verification route Satisfy seller or tender requirement for capacity
Escrow confirmation if used Deposit receipt, control agreement, wiring proofs Show real cash committed to close
Lender readiness note if applicable Term sheet on file, conditions precedent list, target closing window Demonstrate that debt is in final documentation
Closing calendar Milestones for legal, diligence, and signing Keep all parties aligned on dates

How It Works

1) Intake
Send SPA or RFP wording, equity sources, lender status, and the exact PoF text the other side expects.
2) Structure
Pick the path. Verified balance, escrow, or reference to committed facilities. Align with legal and compliance.
3) Issue
Bank officer issues the letter on letterhead with validity, amount reference, and verification route.
4) Verify
We brief seller counsel on how to verify by phone, email, or SWIFT. Exclusivity or award proceeds.

Indicative Parameters

Issuers Reputable banks with corporate banking officers who can be contacted directly
Validity Typically 15 to 45 days, extendable with updated evidence
Amounts Referenced to verified balances, escrowed equity, or committed facilities with conditions precedent
Verification Officer phone and email, optional SWIFT message to seller’s bank, specimen signature available
Legal posture Non-binding comfort. Not a guarantee. Subject to KYC, AML, and bank policy
Typical timeline Clean files can be completed in days. Complex routes take longer due to compliance review

Fees and Third Party Costs

Item Typical range Notes
Advisory and coordination fee Quoted after file review Fixed or milestone based depending on complexity
Bank letter issuance fee Set by issuing bank Includes officer time and verification support
Escrow setup costs if used Market rates Opening, KYC, and monthly maintenance
Optional SWIFT confirmation Bank pass-through Only if seller requests bank to bank
Rush handling surcharge Case by case Applied when deadlines are inside a week

Eligibility and Hard Lines

We support
  • M&A transactions with signed or near-final SPAs
  • Government or corporate tenders with clear wording
  • Supplier credit, deposits, and production allocations
We do not support
  • Fake letters, PPP schemes, or KTT type offers
  • Sanctioned parties or prohibited corridors
  • Requests that avoid KYC, AML, or source of funds checks

Document Checklist to Start

Item Requirement
Counterparty wording Exact PoF language from seller, tender, or landlord
Corporate KYC pack Company registry, UBOs, IDs, sanctions checks
Funding evidence Escrow plan, verified balances, or debt term sheet
Timeline Required date, validity window, and any milestones

FAQ

Is a Proof of Funds letter a bank guarantee
No. It confirms capacity and mechanics. It is not a guarantee or an SBLC.
Will the bank speak to the seller
Yes. The officer contact is provided. We can also arrange a SWIFT message to the seller’s bank if requested.
Do you work without any fees paid
No. Banks and escrow agents charge for their work. We quote total costs after reviewing your file.
How fast can this be done
Clean files move quickly. Compliance findings or wording changes add time. We will give you a dated calendar with your term sheet.
Attention: your counterparty wants proof from a real bank, not a PDF with no audit trail.
Desire: get a letter that stands up to counsel checks and keeps your deal alive while funding documents finish.
Action: send the exact wording they want, your funding evidence, and the deadline. We will structure the route and issue through a bank officer.

Request a Proof of Funds Plan

Share the counterparty wording, your funding sources, and required date. We will reply with a bank route, fees, and a timeline that hits your milestone.

Start the Process

Financely is an advisory and placement firm. We do not issue bank instruments. Any Proof of Funds letter is subject to bank due diligence, KYC and AML checks, sanctions screening, and executed instructions. A comfort letter evidences capacity and mechanics only and is not a guarantee of payment or a commitment to lend. Parameters and timing vary by bank, jurisdiction, and file quality.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

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Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.