Business Proof of Funds Service
Sellers, landlords, and counterparties ask for Proof of Funds because they want to see capacity and mechanics, not promises. We arrange genuine bank comfort letters backed by escrowed equity, committed facilities, or verified balances. Real officers sign. Verification is simple. You get green-lighted while your main funding closes.
Outcome:
a bank-issued Proof of Funds letter that counterparties accept, with clear validity, officer contacts, and optional SWIFT verification.
When This Service Makes Sense
Acquisitions waiting on close
You have a term sheet and SPA milestones, but the seller wants proof now.
Large contract bids and tenders
Procurement requires a bank letter showing capacity to meet award terms.
Supplier credit and prepayment terms
Vendors ask for proof before shipment or allocating production slots.
Real estate and equipment
Landlords, lessors, or auctioneers request confirmatory capacity from a bank.
What It Is and What It Is Not
| This service provides |
This service does not provide |
| A bank comfort letter on letterhead with officer contact details |
A guarantee of payment or commitment to lend |
| References to escrowed equity, verified balances, or committed facilities |
Screenshots, ledger fakes, or letters from shell companies |
| Optional SWIFT call-back or email verification to seller counsel |
Anything that bypasses KYC, AML, or sanctions checks |
What You Receive
| Deliverable |
Contents |
Purpose |
| Bank Proof of Funds letter |
Named officer, amount reference, validity window, conditions, verification route |
Satisfy seller or tender requirement for capacity |
| Escrow confirmation if used |
Deposit receipt, control agreement, wiring proofs |
Show real cash committed to close |
| Lender readiness note if applicable |
Term sheet on file, conditions precedent list, target closing window |
Demonstrate that debt is in final documentation |
| Closing calendar |
Milestones for legal, diligence, and signing |
Keep all parties aligned on dates |
How It Works
1) Intake
Send SPA or RFP wording, equity sources, lender status, and the exact PoF text the other side expects.
2) Structure
Pick the path. Verified balance, escrow, or reference to committed facilities. Align with legal and compliance.
3) Issue
Bank officer issues the letter on letterhead with validity, amount reference, and verification route.
4) Verify
We brief seller counsel on how to verify by phone, email, or SWIFT. Exclusivity or award proceeds.
Indicative Parameters
| Issuers
|
Reputable banks with corporate banking officers who can be contacted directly |
| Validity
|
Typically 15 to 45 days, extendable with updated evidence |
| Amounts
|
Referenced to verified balances, escrowed equity, or committed facilities with conditions precedent |
| Verification
|
Officer phone and email, optional SWIFT message to seller’s bank, specimen signature available |
| Legal posture
|
Non-binding comfort. Not a guarantee. Subject to KYC, AML, and bank policy |
| Typical timeline
|
Clean files can be completed in days. Complex routes take longer due to compliance review |
Fees and Third Party Costs
| Item |
Typical range |
Notes |
| Advisory and coordination fee |
Quoted after file review |
Fixed or milestone based depending on complexity |
| Bank letter issuance fee |
Set by issuing bank |
Includes officer time and verification support |
| Escrow setup costs if used |
Market rates |
Opening, KYC, and monthly maintenance |
| Optional SWIFT confirmation |
Bank pass-through |
Only if seller requests bank to bank |
| Rush handling surcharge |
Case by case |
Applied when deadlines are inside a week |
Eligibility and Hard Lines
We support
- M&A transactions with signed or near-final SPAs
- Government or corporate tenders with clear wording
- Supplier credit, deposits, and production allocations
We do not support
- Fake letters, PPP schemes, or KTT type offers
- Sanctioned parties or prohibited corridors
- Requests that avoid KYC, AML, or source of funds checks
Document Checklist to Start
| Item |
Requirement |
| Counterparty wording |
Exact PoF language from seller, tender, or landlord |
| Corporate KYC pack |
Company registry, UBOs, IDs, sanctions checks |
| Funding evidence |
Escrow plan, verified balances, or debt term sheet |
| Timeline |
Required date, validity window, and any milestones |
FAQ
Is a Proof of Funds letter a bank guarantee
No. It confirms capacity and mechanics. It is not a guarantee or an SBLC.
Will the bank speak to the seller
Yes. The officer contact is provided. We can also arrange a SWIFT message to the seller’s bank if requested.
Do you work without any fees paid
No. Banks and escrow agents charge for their work. We quote total costs after reviewing your file.
How fast can this be done
Clean files move quickly. Compliance findings or wording changes add time. We will give you a dated calendar with your term sheet.
Attention:
your counterparty wants proof from a real bank, not a PDF with no audit trail.
Desire:
get a letter that stands up to counsel checks and keeps your deal alive while funding documents finish.
Action:
send the exact wording they want, your funding evidence, and the deadline. We will structure the route and issue through a bank officer.
Request a Proof of Funds Plan
Share the counterparty wording, your funding sources, and required date. We will reply with a bank route, fees, and a timeline that hits your milestone.
Start the Process
Financely is an advisory and placement firm. We do not issue bank instruments. Any Proof of Funds letter is subject to bank due diligence, KYC and AML checks, sanctions screening, and executed instructions. A comfort letter evidences capacity and mechanics only and is not a guarantee of payment or a commitment to lend. Parameters and timing vary by bank, jurisdiction, and file quality.