Credit Support Services
Business Loan Guarantee Services
Financely structures and coordinates business loan guarantee mandates for companies that need stronger credit support to close debt transactions.
We run a transaction-led process: intake, underwriting pack build, guarantor-side screening, documentation workflow, and lender closing support.
Pricing: USD 32,500 per USD 1,000,000 guaranteed.
What This Service Solves
If a lender likes the deal but wants stronger credit support, a guarantee can bridge that gap. This page is for companies that are ready to move, can submit full data, and want a defined route from file submission to lender decision.
Loan Closing Friction
Deals stall when lenders need stronger repayment support. A guarantee can improve credit comfort when the structure is clean and documented.
Execution Discipline
Your file is handled against documented checkpoints, with clear accept or reject outcomes at each stage.
Lender-Ready Packaging
We coordinate the documents lenders ask for: ownership, financials, debt use, repayment plan, and guarantee terms.
Commercial Focus
This is for real operating businesses and real transactions. Generic speculative files are filtered out early.
Submission rule:
your company must provide complete records for ownership, financial performance, debt purpose, and repayment capacity. Incomplete files do not progress.
Guarantee Mandate Scope
| Workstream |
What We Coordinate |
| 1) Intake and Fit Review |
Initial file screening, transaction context check, and eligibility decision. |
| 2) Underwriting Pack |
Financial and legal file preparation for lender and guarantor review. |
| 3) Guarantee Structuring |
Coverage logic, term alignment, conditions, and documentation workflow. |
| 4) Lender Coordination |
Support through lender review, clarifications, and credit committee path. |
| 5) Closing Support |
Execution assistance through final documents and drawdown readiness. |
Pricing
Mandate Price:
USD 32,500 per USD 1,000,000 guaranteed
USD 32,500 / $1M
Example fee sizing:
- USD 2,000,000 guarantee: USD 65,000
- USD 5,000,000 guarantee: USD 162,500
- USD 10,000,000 guarantee: USD 325,000
Fees cover underwriting and execution coordination scope. Mandates are best-efforts and stay subject to compliance review, legal documentation, and lender approval.
No guaranteed loan approval. No guaranteed guarantee issuance. No guaranteed closing date. Files that fail screening or compliance checks are declined.
What You Need To Submit
Company and Ownership
- Certificate of incorporation and registry extract
- UBO and director details
- Shareholding chart
Financial File
- Recent management accounts
- Historical financial statements
- Debt schedule and cash flow plan
Transaction Package
- Loan request amount and use of proceeds
- Repayment source and timeline
- Draft lender terms if available
Compliance Materials
- KYC documents for key parties
- Source of funds narrative where needed
- Jurisdiction and sanctions checks inputs
Apply For Business Loan Guarantee Support
Submit your transaction file and we will issue a clear go or no-go decision after intake review.
FAQ
Is this a direct loan?
No. This is a guarantee support and execution service tied to debt transactions.
Do you guarantee lender approval?
No. Approval stays with lenders and depends on file quality, structure, and credit decision.
How is pricing calculated?
USD 32,500 for each USD 1,000,000 of guaranteed exposure.
Who should apply?
Post-revenue companies with a real borrowing need, clean documentation, and a defined repayment plan.
Can early-stage companies apply?
They can submit, but progression depends on business traction, financial quality, and transaction strength.
Do you hold client funds?
No. Financely does not hold deposits or client funds.