We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
A business acquisition loan is debt used to buy part or all of an operating business. The lender reviews the target’s cash flow, the buyer’s experience, the purchase price logic, and the repayment path after closing.
For a small business acquisition loan, the underwriting focus is practical: stable earnings, verifiable financial statements, clean legal records, and a purchase agreement that can survive diligence.
Useful for stronger credits with documented cash flow and clear debt-service capacity.
Useful when timeline is tight, structure is complex, or collateral and guarantor design need flexibility.
Useful when a seller note is required to complete total capitalization and align closing incentives.
Useful when senior debt alone is not enough and the transaction needs layered capital to close.
| Buyer Situation | Likely Debt Route | Reason |
|---|---|---|
| Profitable target, stable history | Conventional acquisition debt | Lower pricing potential with strong cash-flow support. |
| Fast closing required | Private acquisition lender | Decision speed and execution flexibility can be stronger. |
| Partial equity shortfall | Senior debt plus seller note | Bridges capital stack while preserving transaction viability. |
| Transition risk post-close | Covenant-led structured debt | Supports staged stabilization with defined lender controls. |
| Lower asset coverage | Cash-flow based credit path | Repayment emphasis stays on operating earnings quality. |
If your question is how to qualify for a business acquisition loan, the answer is documentation quality and repayment clarity. Lenders reject weak files quickly.
Unsecured business acquisition loans exist, but they are not common for first-time buyers with thin coverage. Most lenders still want some combination of guarantees, cash-flow strength, or structural protections.
In small business transactions, “unsecured” often means limited hard collateral, not no risk controls. Expect covenant frameworks, reserve requirements, tighter reporting, and stricter borrower suitability tests.
We define objective, timeline, and lender fit based on transaction facts.
We prepare lender-facing files with coherent credit narrative and risk controls.
We target relevant business acquisition lenders rather than broad, low-quality outreach.
We coordinate Q&A, compare structures, and support progression toward close.
If you are evaluating business acquisition lenders and need an execution-focused process, submit your deal for structured review.
A business acquisition loan is financing used to purchase an operating company, repaid from the acquired business cash flow and buyer support structure.
Present a complete file with signed deal terms, verified financials, a defensible debt-service model, and a credible post-close operating plan.
They can be available in limited scenarios, but most lenders still require strong cash flow, guarantees, and formal risk controls.
The best route depends on speed, risk profile, and target quality. Strong files can access lower-cost options. time-critical deals often use private lenders.
Yes, if the target is solid, the buyer team is credible, and the transaction structure is disciplined.
Financely structures the mandate, prepares lender-ready underwriting, and runs targeted lender distribution through term-sheet support.
Financely operates as a transaction-led capital advisory desk. Services are provided on a best-efforts basis and remain subject to underwriting, KYC and AML, sanctions screening, lender approvals, and definitive legal documentation. Financely does not provide guaranteed approvals or direct lending.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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