We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Mergers And Acquisitions
A chronological playbook for underwriting and placing acquisition financing for qualified sponsors, from mandate to funded close.
The goal is simple: predictable signing, decision-grade credit materials, and a funds flow that closes cleanly. Coverage includes senior debt and revolvers, unitranche, mezzanine and holdco PIK, seller notes and rollovers, preferred equity, and gap solutions for equity shortfalls.
We run a controlled process: one timetable, one document record, one set of numbers, and clear decision points.
Deals fail late when three things collide: (1) incomplete diligence, (2) vague debt terms, and (3) a closing timetable that does not wait. Our methodology forces early clarity on the numbers, the covenant reality, and the funds flow so the seller gets certainty and the credit committee gets something they can approve.
Senior term loans and revolvers, unitranche, mezzanine, holdco PIK, seller notes and rollovers, preferred equity, earnouts coordination, and post-close cash control mechanics.
Financely acts as advisor and arranger. Borrowers are typically acquisition SPVs or holding companies. Workflow is managed through a single document log and a controlled timetable.
Decision rule:
If the file cannot be defended in front of a credit committee using evidence and clean numbers, it is not ready to market.
Underwriting is designed to produce a bankable package, not a marketing deck. The file usually includes: QoE scope and findings, working capital analysis and peg, customer and supplier concentration, legal diligence on contracts and consents, tax and structuring memo, historical financials with bridges, a model with sensitivities, and a covenant forecast that matches the proposed structure.
Gap financing is used when equity is short or timing creates a funding mismatch. The point is to protect the timetable without breaking senior credit rules.
Holdco preferred equity, mezzanine behind senior, short-tenor bridge to a committed refinance, or seller note uplift priced to risk.
Intercreditor terms, blocked accounts where required, reserves, reporting cadence, and a defined exit path with triggers.
The borrower is commonly an acquisition SPV owned by a holding company. Security typically includes share pledges and all-asset liens at the borrower and material subsidiaries, subject to jurisdiction and enforceability. Intercreditor terms define ranking, standstill, cure rights, payment blockers, enforcement protocol, and cash control mechanics.
Distribution is targeted to commercial banks, direct lenders, mezz funds, and equity partners that fit ticket size, sector, and jurisdiction. Indications are collected on a comparable template that captures pricing, covenants, baskets, call protection, MFN, CPs, and required controls. A transaction is considered bankable when EBITDA quality is evidenced, concentration risks are understood, legal and tax positions are workable, management depth is credible, and documents are internally consistent.
Retainers fund underwriting, materials, lender engagement, timetable control, and the decision log. Third-party costs (legal, diligence, insurance underwriting, filings) are paid at cost. Success fees, if any, are payable at funding as defined in the mandate.
Sometimes. It requires a defensible leverage profile, a documented gap solution behind senior debt with controls, and a clean funds flow. Seller rollover and a properly drafted earnout can reduce cash equity needs, but lenders rarely size to hypothetical upside.
Rarely at signing. Synergies are usually treated as upside and only recognised later after delivery with evidence.
By analysing seasonality and policy over multiple periods, normalising one-off items, and agreeing settlement mechanics through completion accounts or escrow.
It can reduce escrow and tighten closing certainty, but underwriter diligence must match the legal and financial diligence record. Exclusions and retention are reviewed so risk is not unknowingly retained.
Late diligence surprises, missing consents, tax changes, and an incomplete funds flow. If those are controlled early, timelines hold.
No. Outcomes depend on credit quality, structure, documentation quality, and market appetite. We work on a best-efforts basis and only proceed where a defendable file can be produced.
Borrowing Base. Availability formula for revolvers against eligible receivables and inventory, net of reserves.
Cash Sweep. Required application of excess cash to debt service or reserves when tests or triggers apply.
Intercreditor. Agreement governing ranking, remedies, standstill, and cash control across the stack.
QoE. Quality of earnings work that validates revenue, margins, and add-backs using evidence.
Disclaimer: This methodology is provided for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. All work is performed on a best-efforts basis as an arranger and advisor through third-party capital providers and, where required, regulated execution partners. No funding outcome is guaranteed. Any terms are subject to diligence, lender and investor approvals, definitive documentation, and compliance screening, including KYC, AML, and sanctions.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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