Bridge Financing for Capital Gaps | CLOSE

Bridge Financing for Capital Gaps | CLOSE

Bridge Financing for Capital Gaps

Secure short-term, event-driven capital to close timing and size shortfalls. Submit one file through CLOSE to receive a lender-grade memo, a term sheet comparison from qualified counterparties, and a dated plan to funding.

The Problem

Deals miss calendars when senior proceeds fall short, takeouts slip, or equity lands late. This creates a defined capital gap at acquisition, refinance, construction, or pre-sale that must be bridged to protect pricing and rights under agreements.

The Impact If You Wait

Purchase agreements lapse, extension fees accrue, counterparties reprice, and covenants tighten. Suppliers pause work and lenders lose appetite for amendments. The all-in cost rises while strategic options narrow.

Solve It Through CLOSE

CLOSE arranges bridge facilities aligned to a verified takeout such as a refinance, asset sale, receivable proceeds, or committed equity. Structures prioritize speed, collateral clarity, and control mechanics. Intake and document classification are AI assisted with human credit sign off. Execution runs through regulated counterparties. Where required, transactions are conducted under a broker dealer chaperone.

Event-Linked Takeout

Identified refinance, sale, or proceeds event with dates and conditions. Evidence includes commitment letters, LOIs, or binding contracts.

Collateral And Control

Clean security package, cash controls, reserves, and reporting cadence. Intercreditor framework where senior or pari passu parties exist.

Calendar And Covenants

Dated milestones with cure rights, pricing steps, and hard maturity aligned to the takeout window.

Capital Options To Close The Gap

Instrument Use Case Tenor Security And Enhancements Typical Sizing
Acquisition Bridge Close on time with refinance or recap as takeout 6 to 18 months Share pledges, cash dominion, step in rights Event-linked sizing against committed takeout
Refinance Bridge Bridge to new senior facility after covenant or valuation change 6 to 12 months Mortgage or asset charge, intercreditor, reserves Sized to projected proceeds net of costs
Construction Bridge EPC and OEM deposits or milestone slippage 6 to 18 months Assignment of milestone payments, controlled accounts Event-linked against verified claims
Receivable Or Sale Bridge Bridge to AR collections or contracted asset sale 3 to 9 months Assignment of proceeds, trust account, verification rights Advance rates against verified proceeds

Terms are indicative and depend on jurisdiction, asset quality, collateral position, sponsor track record, and market conditions.

Risk And Bankability Signals

Risk Theme Relevance Lender Takeaway
Takeout Certainty Refinance or sale must be credible and timed Evidence of commitments, LOIs, or binding contracts is credit positive
Collateral Quality First claim and enforcement clarity reduce loss severity Clean security and reporting improve appetite and pricing
Sponsor Execution Track record and governance drive confidence Experienced teams and aligned incentives support structure
Intercreditor Alignment Rights across senior, bridge, mezzanine, and equity Clear cure periods and step in mechanics enable additional capital

Coverage Metrics And Sizing

Metric Definition Typical Threshold
LTV Or LTMV Loan to value or to market value at close Set by asset type and jurisdiction. Bridge often targets lower leverage with faster amortization or sweeps
ICR / DSCR Coverage metrics on interim cash flows Set to downside tolerance with interest reserves where required
Tenor And Hard Maturity Time to the takeout with buffers and backstops 3 to 18 months with extension mechanics tied to milestones
Proceeds Waterfall Application of sale, refinance, or AR collections Priority, sweeps, and fees defined in funds flow

Execution Workflow

1. Screening And Fit

Asset or transaction summary, collateral map, takeout evidence, model, and sponsor profile. Binary read in three business days from a complete file.

2. Indicative Terms

Structure, tenor, pricing, covenants, security, and conditions precedent with a dated timetable to the event takeout.

3. Diligence And Approvals

KYC and AML, legal and collateral diligence, valuation or IE where relevant, insurance, and intercreditor alignment. Approvals tracked in the portal.

4. Documentation

Facility agreements, security package, accounts and controls, funds flow, and reporting schedules. E signature and checklist completion.

5. Funding Mechanics

Conditions precedent met. Proceeds released under counterparty procedures, with reserves and sweeps defined.

6. Monitoring

Milestones, covenant tests, reserve status, and takeout execution tracked inside CLOSE.

Submit Your Bridge Financing File On CLOSE

Provide sponsor details, collateral, takeout evidence, model, and timetable. Receive indicative terms and a dated plan to funding.

Submit Your Deal on CLOSE

Financely Group provides advisory and arrangement services for professional counterparties through regulated partners. We are not a lender and we do not receive, hold, or transmit client funds. Participation is limited to accredited or professional counterparties where applicable. Transactions are executed through regulated institutions and, where required, under a broker dealer chaperone. All mandates are best efforts and subject to KYC, AML, sanctions, verification of materials, third party approvals, and market conditions. Minimum preferred transaction size is USD 10 million.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.