B2G Contract Funding
You have an awarded contract with a public buyer and a tight delivery clock. Cash needs to land before the first milestone. Financely arranges working capital against signed government purchase orders, framework call offs, and service agreements. We match funding to your payment schedule, add the right standby instruments, and keep compliance clean.
Snapshot:
Mobilization advances, progress billing finance, certified invoice factoring, and SBLC or APG support. Ticket sizes from 1 million USD to 75 million USD. Eligibility tied to awarded contracts, acceptable payors, and verifiable delivery. Structured through regulated partners with controlled cash paths.
What Financely Delivers
- Funding lines sized to milestones, BoQ, and acceptance criteria.
- Mobilization finance secured by award letters, notices to proceed, or contract guarantees.
- Progress billing or certified invoice finance tied to engineer or contracting authority certificates.
- Standby instruments for performance and advance payment where the buyer requires it.
- Account control and escrow mechanics that satisfy procurement rules and auditors.
- Clear reporting templates for swift drawdowns and quick reconciliations.
Funding Structures We Use
| Structure |
Use Case |
Notes |
| Mobilization Advance |
Kick off procurement of materials and staffing before first invoice |
Backed by APG or SBLC, stepped down by certificates |
| Progress Billing Finance |
Civil works, EPC, maintenance with monthly certifications |
Draws against interim payment certificates |
| Invoice Factoring B2G |
Goods or services delivered and accepted, waiting for pay run |
Disclosed or confidential, reserves set to historic dilution |
| Standby Instruments |
Performance guarantee or advance payment guarantee required by buyer |
Drafted to ISP98 with objective evidence for calls |
Who Qualifies
- Awarded public sector contracts, framework call offs, or task orders with clear payment terms.
- Government or state linked buyers with verifiable payment history.
- Track record delivering similar scope and size, or a prime contractor backstopping a specialist subcontractor.
- Clean tax status, permits, and the right to assign receivables if factoring is used.
Typical Terms And Pricing
| Item |
Range or Note |
| Advance Rate |
Up to 80 percent on mobilization and progress certificates. 70 to 90 percent on accepted invoices |
| Pricing |
Reference rate plus spread or discount fee. Driven by tenor, buyer risk, and documentation quality |
| Tenor |
Aligned to contract calendar and expected pay cycle |
| Security |
Assignment of receivables, escrow, account control, and where required SBLC or APG |
Your Four Step Journey On Our Platform
| Step |
What You Do |
What We Deliver |
| 1. Apply
|
Submit RFQ with award letter, contract, BoQ or SOW, payment schedule, and buyer coordinates |
Eligibility check and a written term sheet with advance rate, pricing, and required controls |
| 2. Set Up
|
Open escrow or controlled accounts and prepare notice or assignment paperwork |
Executed facility documents, instrument drafts if needed, and reporting templates |
| 3. Fund
|
Upload certificates or accepted invoices and request a draw |
Advance wired to your account with portal visibility on headroom and reserves |
| 4. Settle
|
Buyer pays into the controlled account. You upload any retention releases |
Cash applied, reserves released, instruments stepped down, and availability refreshed |
RFQ Checklist
Corporate KYC, award letter or signed contract, notices to proceed, BoQ or SOW, payment schedule, retention terms, performance metrics, latest management accounts, bank statements, tax clearance, and confirmation that assignment of receivables is permitted where factoring is requested. For standbys, include draft wording and beneficiary bank details.
Fund Your Government Contract
Send your award pack and payment calendar. We will respond with a written plan and timeline to first funding.
Submit RFQ
Financely coordinates B2G contract funding through regulated partners. We are not a lender and do not hold client funds. All facilities and standby instruments are subject to KYC, AML, sanctions screening, procurement and assignment rules, and the approval of the relevant financial institutions. Availability and pricing depend on contract quality, buyer risk, jurisdiction, and documentation readiness. Nothing here is an offer or a commitment to finance.