We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Asset Based Lending
Financely arranges asset based lending against investment-grade precious stones for borrowers who need structured liquidity without forced asset sales. We support sponsors, traders, family offices, and private holders seeking disciplined execution with clear underwriting steps.
This is a transaction-led process: valuation and lender fit first, mandate acceptance second, then execution to closing.
Underwriting fee: USD 25,000 to USD 100,000 depending on deal size and file complexity. Success fee: 2.5% of the loan amount upon closing.
We can structure facilities against a broad range of high-value stones, subject to provenance, grading, valuation quality, marketability, and lender appetite.
| Stone Category | Typical Collateral Examples |
|---|---|
| Diamond Collateral | White diamonds (D to J), fancy color diamonds (pink, blue, yellow), certified solitaires, matched parcels, high-value mounted pieces. |
| Ruby Collateral | Burmese and Mozambique rubies with recognized certification, heated and unheated stones where valuation standards are clear. |
| Emerald Collateral | Colombian, Zambian, and Brazilian emeralds, including top-color stones and premium matched sets. |
| Sapphire Collateral | Blue sapphires, padparadscha sapphires, Kashmir or Ceylon-origin premium stones, and certified investment-grade pieces. |
| Other High-Value Stones | Alexandrite, jadeite jade, paraiba tourmaline, spinel, tanzanite, black opal, demantoid garnet, natural pearls, and rare collector-grade gems. |
Short-term capital for payroll, supplier commitments, tax dates, or time-sensitive obligations while preserving ownership of prized stones.
Capital for business acquisitions, inventory scale-up, and strategic investments where speed matters.
Replacement of expensive private debt with a structured collateral-backed facility and clearer repayment terms.
Cash-flow smoothing for companies with uneven receivables cycles, seasonal pressure, or concentrated payment windows.
| Step | What Happens |
|---|---|
| 1) Intake | You submit collateral and borrower profile, target loan size, use of proceeds, and timeline. |
| 2) Preliminary Review | We screen legal ownership, valuation quality, liquidity profile, and deal viability. |
| 3) Mandate And Underwriting | Engagement is issued, underwriting fee is paid, and the full credit file is built. |
| 4) Valuation And Risk Structuring | Collateral is analyzed with lender-facing assumptions on advance rates, haircut logic, custody controls, and fallback liquidation path. |
| 5) Lender Fit And Outreach | The file is positioned to matched lending counterparties under their own internal approvals. |
| 6) Credit Terms And Closing Pack | Terms are negotiated, legal documents are finalized, and closing conditions are satisfied. |
| 7) Closing | Facility closes, funds are disbursed, and success fee of 2.5% of loan amount becomes due. |
| Fee Item | Commercial Terms |
|---|---|
| Underwriting Fee | USD 25,000 to USD 100,000 depending on deal size, collateral mix, file quality, and structuring complexity. |
| Success Fee | 2.5% of the loan amount, payable upon closing. |
| Third-Party Costs | Valuation, custody, legal, and related out-of-pocket costs may apply where required by counterparties. |
Certificates, grading reports, ownership documents, purchase records, inventory schedules, and supporting photos/videos where needed.
KYC pack, source of funds profile, bank statements, entity documents, and beneficial ownership details.
Purpose statement, amount requested, timeline to close, and repayment source narrative.
Jurisdiction details, counsel contacts, and any existing liens or encumbrances that need resolution before closing.
No. Financely is a transaction-led advisory and arrangement desk. We prepare, structure, and place files with suitable capital counterparties.
Yes, in many cases. Acceptance depends on certification quality, traceability, marketability, custody structure, and lender appetite.
Timing depends on file readiness and jurisdiction. Clean files with complete documentation move faster than incomplete or disputed collateral files.
Lenders typically apply conservative valuation assumptions and haircuts to protect downside risk. Final terms are set by the lending counterparty.
Submit your gemstone collateral file and receive a lender-fit structure with transparent steps, timelines, and fee terms.
Start Your ApplicationFinancely operates as a transaction-led capital advisory desk focused on documented files, underwriting discipline, and executable closings.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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supportdesk@financely-group.com for general enquiries.
