We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Business Acquisition | M&A Debt | Underwriting And Distribution
Acquisition financing does not fail because “banks do not lend.” It fails because the submission is not an underwritable acquisition file. Lenders do not finance an LOI. They finance a verifiable cash flow story, clean deal terms, and a downside case that still repays.
Financely is an AI-powered decisioning platform for business acquisition loans. Buyers upload their deal documents, we underwrite to lender standards, match the deal to suitable lenders, and run tracked distribution to written outcomes.
The output is a lender-ready acquisition package that reads like an internal credit memo.
You get decisioning to written term sheets or written declines, fast.
Best fit: independent sponsors, searchers, corporate acquirers, and repeat buyers pursuing control acquisitions with a real target business, real financials, and a credible closing plan.
If the target’s numbers cannot be reconciled, the equity source is vague, or the timeline is fantasy, lenders will decline. The platform is designed to force discipline early.
| Deliverable | What It Includes |
|---|---|
| Acquisition Lender Pack | Underwriting memo, sources and uses, debt schedule, normalized earnings view, downside case, and a controlled data room structure. |
| Lender Fit And Routing Plan | Matched lender list based on mandate fit, including leverage tolerance, industry appetite, and execution profile. |
| Decisioning Workflow | Tracked submissions, routed Q&A, term sheet comparison matrix, and documented written outcomes. |
Process guarantee, not a funding guarantee: if, after outreach launch, you do not receive at least one written term sheet or a written decline within 21 business days, we extend outreach and follow-ups until written outcomes are obtained, or we credit the next mandate’s start milestone for the same client. This is conditioned on timely delivery of required documents, accurate disclosures, and reasonable cooperation with lender Q&A.
The platform is offered as a flat-fee mandate built for repeatable execution and lender-grade packaging.
| Item | Terms |
|---|---|
| Flat Fee | USD 49,500 per mandate |
| Payment Milestones | USD 19,500 to start USD 15,000 on lender-ready package delivery USD 15,000 when lender outreach begins |
| Minimum Requested Facility | USD 2,500,000 |
| Service Levels | Fit decision within 48 hours after required documents are received Packaging delivered within 10 business days after complete documents Outreach launched within 48 hours after outreach version sign-off |
You can sometimes get early lender interest with an LOI, but serious underwriting typically starts when deal terms are stable and the diligence plan is clear. LOI stage should be used to build the lender pack, not to broadcast the deal.
Not always, but lenders will always require a defensible earnings picture. For many deals, a structured normalization of EBITDA and add-backs is mandatory. A third-party QoE can materially reduce lender friction for larger or more complex transactions.
No. Financely packages the acquisition to lender standards, matches it to suitable lenders, and runs controlled decisioning to written outcomes.
If you want acquisition term sheets, upload your LOI or APA, target financials, and sponsor profile. We will revert with a deal-specific checklist and a structured path to underwritten distribution.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Any engagement, underwriting, and introduction process is subject to diligence, KYB, KYC, AML, sanctions screening, lender criteria, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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