Advance Payment Guarantees (APG) & Completion Guarantees

Advance Payment Guarantees (APG) & Completion Guarantees

Advance Payment Guarantees (APG) & Completion Guarantees

Contract counterparties demand comfort before releasing advance funds or signing off on project milestones. We arrange Advance Payment Guarantees (APG) to secure prepayments and Completion Guarantees to reassure investors, lenders, and off-takers that obligations will be met. Both are subject to full underwriting and compliance checks.

Outcome: Counterparty confidence that upfront funds or milestone payments are safe. Lenders and investors gain enforceable protection. Sponsors unlock working capital without losing credibility.

Who Uses APG & Completion Guarantees

EPC Contractors
Required to backstop advance payments and assure delivery under construction contracts.
Project Sponsors
Needing a completion guarantee to close financing or secure an off-take agreement.
Developers
Using guarantees to trigger milestone disbursements and reduce counterparty hesitation.
Investors & Lenders
Demanding enforceable guarantees before advancing capital to new or high-risk projects.

Pricing and Guarantee Terms

Type Coverage Typical Fee
Advance Payment Guarantee Protects counterparty advance funds until performance milestones 3%–7% upfront premium, 2%–3% annual
Completion Guarantee Covers project delivery risk for lenders or offtakers Negotiated based on project scope, tenor, and risk

Underwriting Process

  • Review of contract terms and obligations triggering the guarantee
  • Financial and technical capacity assessment of the applicant
  • Stress test of cash flow, repayment ability, and completion certainty
  • Legal and compliance verification: KYC, UBOs, jurisdiction risks
  • Negotiation of guarantee wording acceptable to both applicant and counterparty

How It Works

1) Submit Contract
Provide contract draft or signed agreement requiring guarantee.
2) Risk Review
Our team reviews commercial, technical, and legal obligations.
3) Terms
We propose premium, annual fee, and guarantee wording.
4) Issuance
Guarantee is issued and registered with the lender or counterparty.

When We Decline

  • No defined repayment or completion plan
  • Unclear project ownership or missing permits
  • Counterparties unwilling to name banks or enforceable contract terms
  • Companies without track record in the sector

Documents Required

Document Purpose
Underlying contract or EPC agreement Defines obligations and triggers
Company KYC and ownership documents Clears compliance
Financial statements and forecast Shows repayment and completion capacity
Guarantee wording request Aligns expectations between parties

Apply for an APG or Completion Guarantee

Share your contract details and funding ask. We will review eligibility and issue a tailored guarantee proposal.

Start the Process

Guarantees are subject to underwriting, compliance checks, and risk committee approval. We do not provide unconditional guarantees. All facilities require executed agreements, valid contracts, and enforceable terms. Fees are quoted on a case-by-case basis.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.