Secure vessel and ship financing up to 85% LTV for crude and product tankers, dry bulk carriers, container ships, LNG and LPG carriers, offshore support vessels, and harbour craft. The mandate focuses on senior secured ship mortgages, mini-perm structures, and sale-and-leaseback transactions sized on fair market value, charter coverage, and sponsor strength. You get a lender-ready credit file, access to banks, leasing houses, and private credit funds, and a process designed around the closing timetable of your next fixture or acquisition.
Vessel financing is credit secured against a ship or fleet, used to buy, refinance, or release equity from ocean-going assets. Lenders advance funds against the fair market value and earning power of crude and product tankers, bulkers, container ships, LNG/LPG carriers, offshore support vessels, tugs, and workboats through senior mortgages, mini-perm loans, or sale-and-leaseback structures.
The problem is that shipping is capital-intensive and cyclical, and many banks have pulled back or tightened terms. Owners approach the market with incomplete files, weak presentation of charterparties and COAs, and no clear ask on leverage or covenants, which leads to low LTV offers, slow feedback, or outright declines.
We step in to turn your fleet and charter profile into a bankable credit story. That means sizing facilities (often up to 85% LTV where the numbers support it), building a lender-ready model and memo, and running a targeted process with shipping banks, leasing houses, and private credit funds so you can focus on chartering and operations while we drive the financing work.
85% LTV
Indicative loan-to-value on qualifying vessel and ship financing mandates with strong sponsors.
45–75 days
Typical timeline from signed mandate to initial funding for prepared borrowers.
40+ funders
Banks, leasing houses, and private credit funds active in global ship financing in our network.
Acquisition and refinancing mandates are structured around a defined equity contribution from the sponsor, with senior and mezzanine layers built on top. We arrange first-lien senior secured ship mortgages alongside mezzanine or second-lien facilities to close the funding gap between your cash equity and the agreed purchase price or refinance amount. Seller notes or preferred equity can sit behind those tranches where appropriate, but the core focus is a senior–mezzanine structure that keeps overall leverage, pricing, DSCR, and covenant levels acceptable to lenders while remaining serviceable from vessel cash flows.
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Share your vessel list, charter profile, target leverage, and closing timeline, and our team will revert with indicative senior and mezzanine options from active ship financing lenders. A clean, complete data pack lets us push for higher LTV, sharper pricing, and faster credit committee decisions so you know exactly who is ready to fund your deal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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