UPAS LC Financing – Pay Suppliers at Sight, Settle in 180 Days html Copy Edit
UPAS LC Financing: Pay Suppliers at Sight — Settle in 180 Days
A Usance Payable-at-Sight Letter of Credit (UPAS LC) delivers immediate cash to exporters while importers defer settlement up to 180 days. Financely arranges the issuing, confirming and discounting—all on one mandate—ensuring working-capital relief without undermining supplier trust.
Key Advantages of a UPAS LC
- Sight Payment for Suppliers: Eliminates counter-party anxiety.
- 180-Day Cash Buffer: Convert inventory to revenue before paying.
- Transparent Pricing: SOFR + 190–240 bps, quoted upfront.
- Balance-Sheet Friendly: Recorded as trade payables, not bank debt.
UPAS Letter of Credit Financing for Commodity Importers
Four-Step Execution Timeline
- Mandate & KYC (Day 0-2)
- Credit Approval (Day 3-5)
- Legal Drafting (Day 6-8)
- LC Issued & Exporter Paid (≤ Day 10)
Advance-Rate & Pricing Benchmarks
| Commodity | Advance Rate | All-In Cost* |
|---|---|---|
| Refined Copper | 80 % | SOFR + 170 bps |
| Brent Crude | 75 % | SOFR + 205 bps |
| US Corn CFR Asia | 85 % | SOFR + 160 bps |
*Issuing-fee, confirmation fee and discount margin included.
Explore Related Solutions
See our commodity-finance structuring framework or discover rapid 48-hour documentary LC issuance.
Ready to balance supplier demands with cash-flow timing? Contact our UPAS team now.
Contact UsGet Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
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Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
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Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
