Private Construction Loans for Office, Retail, and Mixed-Use Projects
Private Construction Loans for Office, Retail, and Mixed-Use Projects
If you're developing commercial real estate and struggling to get a construction loan from your bank, you're not alone. Sponsors across the U.S., Africa, and the Middle East are being told to come back with more equity, more guarantees, or just to wait. Meanwhile, deals stall and projects miss their window. That’s where private construction lenders step in—focused on the project, not the paperwork.
Why Developers Turn to Private Construction Lenders
Most traditional banks have tightened credit for new office, retail, and mixed-use projects. They want higher pre-leasing thresholds. They demand cash equity up front. And if you're in an emerging market, they'll often just say no. But private lenders operate differently. They look at the deal economics, the structure, and your track record—not just your balance sheet or local interest rates.
Private construction loans are ideal for developers who need speed, flexibility, and capital that actually moves. If you’ve got approvals in hand, a defined budget, and a credible exit plan, your project can get funded—even without a bank in the mix.
Types of Projects Getting Funded Right Now
At Financely, we help commercial sponsors fund real projects through a network of private credit desks and structured capital funds. The deals that move fast typically fall into one of these categories:
- Office buildings with signed anchor tenants
- Mixed-use developments with defined phasing and pre-sales
- Retail centers in core urban corridors
- Hospitality or multi-use builds with off-take agreements
- Repositioning or redevelopment of underutilized commercial sites
How Private Construction Loans Work
These aren’t bank loans. These are structured deals where capital is deployed in tranches—often tied to verified milestones. Financely helps sponsors set up clean SPVs, map out the capital stack, and match their project to private lenders who actively fund commercial real estate. Typical deal sizes range from $2M to $100M+, depending on jurisdiction and scope.
Repayment can be through asset sale, refinance, or take-out equity. Each lender has different risk appetite, but the fastest approvals come when the deal is clean, the documents are tight, and the exit is visible.
Looking for a Private Construction Lender for Your Commercial Project?
We’ll match your project with active lenders funding office, retail, and mixed-use deals right now. No endless paperwork. Just a clear path to capital.
Submit Your Deal Book a ConsultationLong-Tail Search Phrases We See from Active Developers
If you found this article searching for:
- “how to get a construction loan for mixed-use development”
- “private lenders for office building construction”
- “non-bank financing for retail property projects”
- “commercial construction loan alternatives to banks”
- “where to find construction funding for commercial real estate”
You’re in the right place. Financely works directly with lenders who can fund your project—not months from now, but in a timeline that matches your development window.
The Bottom Line
Private construction lenders are actively deploying capital into commercial real estate deals that make sense. If your project is viable, your numbers are defendable, and your timeline is real, the money is there. Financely gives you access to lenders you won't find on Google—and we know how to structure a deal that gets approved. Bring the project. We’ll bring the capital.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
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Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
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Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
