If you’re sitting on signed export contracts but can’t move goods because your bank wants 100% cash cover, you’re not alone. Exporters across Nigeria are stuck with valid deals they can’t fund. But there’s a way out—and it doesn’t involve waiting on local banks. Private trade finance lets you raise capital using contract assignments, receivables, and SPV structures built around your transaction.
Nigerian banks treat export finance like a risk, not an opportunity. Even if you’ve secured a legitimate foreign buyer and can show a full contract with shipment terms, you’ll likely be told to deposit the full LC value upfront. That kills your working capital. It delays your logistics. And in many cases, it ends the deal.
Private capital desks don’t think that way. They care about deal structure, counterparty risk, and verifiable payment flows. If the contract is assignable and the buyer is credible, that deal can get funded.
When you assign a contract, you transfer the right to collect proceeds from the buyer directly to the lender or their trustee. That means the financier doesn’t rely on you to repay them—they get paid directly from the end-buyer once delivery is confirmed. No cash collateral. No local currency exposure. Just a secured exit through verified receivables.
This model is ideal for exporters dealing with established buyers in Europe, the Middle East, or Asia. If the buyer agrees to a direct payment clause or escrow flow, the risk drops—and funding becomes real.
Structured trade finance often uses SPVs (Special Purpose Vehicles) to isolate and secure transactions. Instead of running the deal through your company balance sheet, the transaction flows through a clean SPV—often registered offshore or in a neutral jurisdiction. Contracts, invoices, and receivables are tied to that SPV. Capital gets deployed into it. And the buyer pays into its account.
This protects the lender, speeds up underwriting, and gives your deal a higher chance of approval. Financely sets up and manages these structures—alongside the capital—for qualified export sponsors.
Submit your export contract. We’ll assess the structure, assignability, and buyer risk—then show you how to get it funded through private channels.
Submit Your Deal Book a ConsultationTo get private trade finance in Nigeria using assigned contracts or receivables, you’ll need:
- A clean export contract with fixed terms and shipment details
- A buyer that can be verified and agrees to pay directly to a secured account
- Export documentation that matches the contract (PI, invoice, bill of lading)
- A basic company profile, export track record, and deal-level clarity
If you’ve got that—or close to it—we can step in and structure a fundable transaction. You don’t need to have all the answers. We’ll walk you through the structure, the setup, and the capital match.
If you’ve got signed deals but no way to fund them, stop wasting time with lenders who only offer excuses. Trade finance is about structure, not excuses. At Financely, we work with desks that fund export contracts every week using assignments, receivables, and SPVs. If you’re serious about getting capital in the door, start with a deal that can be underwritten—and we’ll take it from there.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
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