Letter of Credit Placement Agent | SBLC, DLC, UPAS | Structuring & Distribution

Letter of Credit Placement Agent | SBLC, DLC, UPAS | Structuring & Distribution

Letter Of Credit Placement Agent — SBLC, DLC, UPAS

We act as your arranging and distribution desk for Standby Letters of Credit (SBLC), Documentary Letters of Credit (DLC under UCP 600), and UPAS LCs. We structure the file, align ICC compliant wording, source licensed issuing banks, and coordinate confirmation or monetization where required. You get one lead, one process, and a clean SWIFT path from intent to MT760 or MT700.

Instruments We Arrange

SBLC (ISP98 or UCP 600)
Payment or performance support for projects, supply contracts, and credit backstops. Confirmation and monetization routes are case by case.
DLC / Commercial LC (UCP 600)
Import and export documentary credits with draft terms, Incoterms, presentation rules, reimbursement, and negotiation or confirmation.
UPAS LC
Usance payable at sight. Exporter is paid at sight. Importer obtains usance tenor while the bank provides discounting.

Where This Helps

Trade Supply Contracts
Commodities, capital goods, OEM parts, EPC lots, and framework orders with clear draw schedules.
Project Milestones
Bid bonds, advance payment guarantees, performance bonds, retention releases, warranty periods.
Working Capital Relief
UPAS and DLC structures to move goods while smoothing cash conversion and tightening DPO and DSO.

Our Role As Placement Agent

Structuring
We draft instrument wording, align ISP98 or UCP 600 terms, and set conditions that match the trade story and risk.
Bank Sourcing
We approach licensed banks with the right appetite by jurisdiction, tenor, sector, and face value. We arrange confirmation when needed.
Distribution
For monetization or UPAS discounting we line up funders who accept the specific bank paper and timeline.

Process

1

Screen And Scope

We confirm purpose, counterparties, jurisdiction, tenor, and route. We reject free money asks, non collateralized promises, and sanction risks.

2

Underwriting File

We assemble KYC, corporate docs, audited or management financials, the commercial contract, draft LC wording, cash flow, and shipping or project schedules.

3

Bank Testing And Terms

We soft circulate to issuing banks and confirmers. We capture appetite, fees, collateral asks, and timeline. We issue a term sheet and collect the retainer.

4

Issuance And SWIFT Flow

We finalize wording with the bank. We coordinate MT799 pre advice if required and issuance MT700 or MT760. We manage advising, confirmation, and receipt.

5

Discounting Or Monetization

If required we place discounting against confirmed DLC or UPAS, or arrange lending against eligible SBLC paper with accepted banks and funds.

What To Send For Terms And Pricing

Commercial
Executed or draft sales contract, Incoterms, goods description, schedule, shipment ports, and counterparty details.
Financials
Trailing 24 months P&L, balance sheet, cash flow, bank statements, tax returns, and any existing facilities.
Sponsor And Company
KYC, corporate registry, shareholding, org chart, sanctions screen results, and signatory list with IDs.

Typical Terms

  • Issuing Banks. Licensed banks only. Confirmation arranged with first class banks case by case.
  • Face Value. USD 1 million to USD 150 million. Larger on a club basis.
  • Tenor. 90 to 365 days for trade DLC. 6 to 24 months for SBLC. UPAS usance per contract.
  • Fees. Bank issuance and confirmation fees per bank grid. Our arranging and success fees per mandate.
  • Wording. ICC compliant under UCP 600 or ISP98. Presentation rules and discrepancy tolerances set upfront.

Request LC Terms And Issuing Route

Share goods, route, tenor, amount, counterparty, and timeline. We will revert with an issuing bank path, fees, and a checklist.

Start Your LC Mandate

Financely acts as an arranger and distributor on a best efforts basis. We are not a bank and do not issue LCs. All services are subject to due diligence, KYC and AML, sanctions screening, and partner bank approval. Nothing here is an offer to lend or a solicitation to buy securities. ICC rules apply where referenced.

Frequently Asked Questions

Do you arrange from top tier banks?
We approach licensed banks with the right appetite for your jurisdiction, tenor, sector, and face value. Confirmation can be arranged with first class banks when needed.
Can you help with LC monetization or discounting?
Yes when the instrument, issuing bank, and wording meet funder criteria. We focus on confirmed DLC or SBLC from accepted banks with clear takeout.
What kills LC deals?
No real contract, weak financials, sanction risk, non compliant wording, unrealistic timelines, and refusal to cover bank fees or provide collateral where required.
How fast can issuance happen?
Two to six weeks after a clean file and term sheet. Add time for confirmation, complex compliance, or shipping requirements.
Do you support UPAS structures?
Yes. We set the usance tenor, arrange the sight payment to the exporter, and line up the bank funded discounting on the importer side.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.