Working Capital Bridge Loan

Flexible Working Capital Bridge Loans

Access liquidity and keep your operations running smoothly with custom bridge loans designed to meet your short-term working capital needs.

Below are the terms and conditions for bridge loans, along with a brief FAQ to help you decide if this service is appropriate for you.

Working Capital Bridge Loan Term Sheet

Parameter	Details
Loan Amount	Minimum: US$ 1,000,000
Interest Rate	US Prime Rate +3%
Repayment Period	3 to 72 Months
Grace Period	Up to 12 Months
Closing Time	Approximately 21 Days
Origination Fee	US$ 38,500
Disbursement Timeline	Funds disbursed within 7-21 business days after approval.
Security Package	Secured against receivables, inventory, or other short-term assets. Personal or corporate guarantees as applicable.
Borrower Requirements	Operational history of at least 3 years. Submission of audited financial statements and business plans.
Prepayment Penalties	None after the first 6 months.

*financely.io – Working Capital Solutions Advisory*

Minimum Transaction Size

The minimum transaction size is 1,000,000 USD.
Maximum Transaction Size

There is no maximum. It depends on the quality of the underlying transaction. We secure funding for deals larger than 100,000,000 USD.
Alternative Currencies

EUR, INR, CNY.
Available Tenures (Months)

12, 24, 36, 48, 60 & 72 months.
Broker's Fee

Brokers are entitled to a 1% commission.

Repayment Frequencies

Weekly, monthly or annually.
Grace Period

Up to 12 months.
Collateral Required?

CMA for existing collateral or pledges on future income.
Country Restrictions?

No, there are no country restrictions. We provide debt sourcing services for businesses across the globe. Regardless of your location, we are able to assist with your financing needs. Request a proposal.
Closing Time

The completion process for routine transactions typically takes as little as 3 weeks. However, for more complex transactions, the timeframe can extend up to approximately 90 days.