Structured Finance Deal Origination
Structured Finance Deal Origination
Structured finance deal origination is about crafting bespoke capital solutions—asset-backed securities, securitizations, collateralized loan obligations (CLOs), or receivables financing—that match complex cash flows and risk profiles. We source mandates from corporates, asset managers, and sponsors, then leverage our global network of investors to place tranches at optimal pricing. If you need specialist expertise to turn illiquid assets into bankable securities, structured origination is your starting point.
What Is Structured Finance Deal Origination?
At its core, structured finance transforms pools of cash-generating assets—leases, mortgages, trade receivables—into tradable securities. Originating these deals means:
- Identifying assets and cash flow streams that can support rated securities.
- Designing a capital stack with senior, mezzanine, and equity tranches.
- Coordinating rating-agency, legal, tax, and accounting inputs to create an offering memorandum.
- Engaging with investors—banks, insurance companies, pension funds—to place each tranche at competitive yields.
Origination Process & Timeline
We run a tightly managed process to meet market windows and issuer timelines. Typical deal cycles span 8–16 weeks:
| Phase | Key Activities | Expected Duration |
|---|---|---|
| 1. Mandate & Asset Review | Asset due diligence, cash-flow analysis, preliminary structure | 2–3 weeks |
| 2. Structuring & Documentation | Drafting SPV documents, indenture, offering memorandum, rating-agency engagement | 4–6 weeks |
| 3. Marketing & Investor Roadshow | Investor teasers, non-deal roadshows, feedback incorporation | 2–3 weeks |
| 4. Pricing & Closing | Bookbuilding, tranche pricing, legal close, fund transfer | 1–2 weeks |
Our Expertise & Your Advantage
- Multi-asset experience: commercial mortgages, auto leases, trade receivables, aircraft leases, renewable energy cash flows.
- Global investor network: regional banks, insurance companies, pension funds, hedge funds, asset managers.
- Rating-agency relationships: streamlined dialogue with S&P, Moody’s, Fitch to secure investment-grade or bespoke ratings.
- Legal & tax structuring: SPV setup, securitization law, cross-border considerations, efficient tax wrappers.
- Governance & compliance: trustee appointment, servicer oversight, covenant monitoring and reporting.
What Investors & Rating Agencies Look For
To commit capital, investors and agencies demand transparency and predictability:
- Clean asset pool: low default history, homogeneous credit characteristics.
- Robust cash-flow modelling: stress tests, waterfall mechanics, liquidity triggers.
- Strong servicer track record: management experience, technology platforms, KPI reporting.
- Alignment of interests: sponsor/sub-servicer equity skin-in-the-game.
- Regulatory compliance: Basel III/IV, Solvency II, local capital and risk retention rules.
Common Misconceptions & Pitfalls
- “Any pool of assets will securitize”: Without homogeneous performance and enforceable rights, ratings suffer and pricing widens.
- “Skip rating agencies”: Unrated deals carry a yield penalty; many institutional investors require a rating.
- “One-size-fits-all waterfall”: Waterfall mechanics must reflect asset performance patterns and legal constraints.
- “Documentation is boilerplate”: Tailored covenants, servicer obligations, and liquidity facilities are deal-specific.
How Financely Accelerates Your Deal
We combine origination, structuring, legal coordination, and distribution under one roof. Our integrated team—credit analysts, lawyers, tax experts, and investor-relations specialists—executes in parallel, compressing timelines without sacrificing quality. With pre-qualified investor commitments and standing agency relationships, we take you from mandate to close in as little as eight weeks, delivering certainty and competitive execution.
Looking for a partner to originate and place your structured finance transaction? Let’s get started.
Contact UsFrequently Asked Questions
What asset types do you securitize?
We’ve handled pools of auto leases, trade receivables, commercial mortgages, aircraft leases, and renewable energy receivables.
How long does a typical deal take?
From mandate to close, deals range 8–16 weeks depending on complexity and regulatory reviews.
Do you need a rating?
While unrated transactions are possible, most institutional investors require an investment-grade rating from S&P, Moody’s, or Fitch.
What fees are involved?
We charge an origination fee (percentage of deal size) and an advisory fee for structuring, legal, and investor coordination, all negotiated up front.
Who leads the underwriting?
Financely’s in-house structured credit team—veteran securitization bankers and analysts—manages all asset diligence and investor engagement.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
