Short-Term Funding for Deal Closing: Real Options for Buyers with Signed LOIs
Short-Term Funding for Deal Closing: Real Options for Buyers with Signed LOIs
Short-Term Funding for Deal Closing: Real Options for Buyers with Signed LOIs
When you’ve got a signed LOI, the clock starts ticking. The seller expects movement. Legal fees start burning. And if you don’t have the full capital stack lined up—especially the first 5%–10%—you’re dead in the water. Traditional lenders can’t move fast enough. Most brokers aren’t even sure what to do once you’re past term sheet stage. That’s where short-term funding comes in.
What Is Short-Term Deal Funding?
Short-term deal funding is capital provided on a compressed timeline—usually 7 to 30 days—specifically to support buyers with committed transactions. This could be acquisition deposits, earnest money, gap equity, or bridge notes needed to close an asset deal, a business buyout, or a JV. It’s not speculative. You’re in contract, and the only thing between you and the finish line is cash-on-hand timing.
Financely works with private capital sources that specialize in filling this exact need: fast, focused, short-duration capital into credible deals with sponsor commitment.
Why This Pain Point Keeps Killing Deals
U.S. buyers routinely lose real estate and business acquisition opportunities because they can’t close fast enough. They have the back-end equity or bank financing approved—but no liquidity for the first $100K to $500K. Friends-and-family won’t touch it. Private lenders move too slow. And most capital groups won’t look at anything under $2M unless it’s fully packaged.
We’ve seen sponsors walk away from $10M–$20M deals over a short-term shortfall of less than $300K. That’s the margin where Financely operates.
What We Actually Fund
If you're buying a company, commercial asset, or off-market portfolio and have a signed LOI or PSA in hand, we can help you access:
— Gap funding to cover missing equity contributions
— Deposit or escrow-backed bridge notes
— Short-term working capital to satisfy conditional closing terms
— Syndicated capital to fill shortfalls before full-stack funding
Our capital providers don’t fund ideas. They fund execution risk. You show the signed deal, the timeline, and the exit plan—and we show up with structure.
What You Need to Prepare
Be ready to show:
— Executed LOI or purchase agreement
— Evidence of additional committed capital (bank, equity, JV)
— A breakdown of closing costs and timeline
— Who the seller is and when the clock runs out
Financely packages and underwrites the deal for private groups who fund this niche. We’re not placing the whole raise—we’re solving the exact problem most buyers ignore until it’s too late.
Need Short-Term Capital to Close Your Deal?
If you’ve got a signed LOI and a short runway, we can underwrite and distribute your request in under 10 days.
Most deals take 5–10 business days from submission to funding. We require upfront engagement once the file is reviewed. Typical costs are 2%–6% flat, or a convertible note structure with performance kicker. Some high-margin deals qualify for equity-linked structures that reduce short-term fees.
The Financely Advantage
We work with U.S. sponsors who know time kills deals. If your transaction is in motion, and you need real capital—not fluff or pitch decks—we’ll get it funded, structured, and documented before the clock runs out. If the deal is real, we’ll back it with capital that moves like you do.
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using oursecure intake form, and receive a quotewithin 1-3 business days. Existing clients can connect with theirrelationship managerthrough oursecure web portal.
All submissions arepromptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500
is required upon completion of each form. This fee covers the time and effort we invest in reviewing
your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those
that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address
the challenge of global transaction risk through structured strategies that foster cross-border
growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive
ventures. We mitigate capital constraints by isolating project assets and focusing on risk
management. Provide your details to receive a structure that drives growth and maximizes returns.
Secure financing for business or real estate acquisitions. We ease transaction hurdles by
reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized
proposal that supports your strategic investment objectives.
Financely assists banks facing Basel III pressures by distributing trade finance deals and
providing collateral for letters of credit. We reduce capital burdens while preserving client
relationships and fostering service expansion. Submit your request to optimize your trade finance
offerings.
Once we receive your submission, our team will review your information to determine feasibility. If
eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ
and Procedure
pages for more information.
Disclaimer:
Financely provides financing based on due diligence and feasibility.
Approval is not guaranteed, and past performance does not predict future outcomes. All terms are
subject to review. Financely primarily assists with structuring and distribution. Qualified parties
carry out the project if the client approves the proposal.
Still Have Questions? Schedule a Consultation
If you still have questions after visiting ourFAQandProcedurepages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.
Important Resources
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About Financely
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Trade Finance
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
LCs and Confirmations
SBLC and Guarantees
AR/AP and Supply Chain
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue.
See our FAQ
and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as anexempt foreign private adviserpursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Clickhereto download our brochure.