For developers and project sponsors dealing with multi-million dollar capital commitments, a Standby Letter of Credit (SBLC) can be a vital financial tool. Whether you're negotiating a land purchase, structuring a Power Purchase Agreement (PPA), or securing a construction contract, having a bank-issued standby commitment can accelerate trust and unlock better terms. In this guide, we explain how SBLCs work for commercial real estate (CRE) and solar project finance, how to structure deals around them, and how Financely helps clients issue bank-grade instruments fast—without the broker circus.
A Standby Letter of Credit (SBLC) is a bank’s promise to pay a beneficiary on behalf of the applicant, in case the applicant fails to meet a contractual obligation. In real estate and solar finance, SBLCs can function as:
In short, SBLCs unlock counterparties' trust—without the sponsor tying up large cash reserves upfront.
For commercial developers, the pressure to show liquidity or risk capital is constant. SBLCs reduce friction in major transactions such as:
Solar developers face capital-intensive milestones long before revenue flows. SBLCs cover critical credibility gaps:
We’re not brokers pushing recycled term sheets. Financely acts as an SBLC arranger with clear underwriting, real bank relationships, and tiered issuance structures. Here’s our approach:
No. Many facilities allow partial cash, or structure overcollateralized security with real assets or incoming revenue streams. We help you optimize this.
Yes. Many lenders accept SBLCs as part of credit enhancement for drawdown-linked construction facilities.
Only if the beneficiary properly presents under the terms of the SBLC. It is not callable “at will” by the bank or applicant.
Yes, we can structure auto-renewal clauses or provide extension terms in the issuance paperwork.
Yes. The SBLC is transmitted via authenticated SWIFT MT760 from the issuing bank to the beneficiary bank.
Have a real estate or solar project that needs credit support to move forward? Submit your deal to our structuring desk. We'll review it and issue clear SBLC terms within 48 hours.
Request an SBLC QuoteFinancely arranges Standby Letters of Credit (SBLCs) from regulated, international banks. We are not a deposit-taking institution. All SBLC issuance is subject to compliance checks, underwriting approval, and executed documentation. We do not guarantee funding or issuance outcomes. Misrepresentation voids engagement and may trigger mandatory reporting under applicable AML/CTF laws.
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promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
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