Hard Money Loans for Business Acquisition
Hard Money Loans for Business Acquisition
Need Quick Capital to Buy a Business?
When you find the right company to acquire, speed matters. Traditional banks won’t move fast enough. They want audited financials, long underwriting timelines, and full collateral coverage. But sellers rarely wait.
Hard money lenders move differently. They assess value based on the asset, the deal logic, and the buyer’s commitment—not just your credit score. Financely arranges hard money-backed acquisition loans for qualified buyers who need to move quickly and don’t want to give up equity.
Who Uses Hard Money for Acquisitions?
- Operators acquiring small to mid-sized companies with existing cash flow
- Roll-up buyers executing multiple acquisitions with tight timelines
- Family offices and search funds needing short-term bridge to refinance
- Buyers with overseas capital but limited local banking history
- Entrepreneurs targeting distressed or undervalued assets
Loan Parameters We Can Arrange
- Loan sizes from $1M to $25M+
- Close in 2 to 4 weeks depending on diligence pack
- 12–24 month terms, interest-only with balloon repayment
- Collateral: business assets, stock pledge, personal guarantees, or external real estate
- Rates from 9% to 16% annually, depending on risk and term
What Financely Does
We don’t source from the usual loan marketplaces. We work directly with funds, family offices, and lenders who specialize in fast business acquisition finance. Here’s how we help:
- Review your LOI, target financials, and acquisition plan
- Structure the debt and collateral stack for lender appetite
- Package and circulate a deal book and repayment scenario
- Engage hard money lenders and negotiate soft terms
- Support you through underwriting, valuation, and close
Common Deal Scenarios We Support
- Acquisition of cash-flowing businesses from retiring founders
- Takeovers of underleveraged or turnaround-ready companies
- Urgent seller situations with deadline-driven closings
- Deals where the buyer has equity or external collateral but no bank line
- International buyers acquiring U.S. or EU companies
Whether you’re buying a logistics company, light manufacturing firm, B2B services provider, or asset-heavy operator, we can structure the right capital stack and introduce the right lenders. No fluff—just real underwriting and deal execution.
Need $1M–$25M to close a business acquisition fast? We’ll structure the deal, build the lender pack, and go to groups who can actually fund.
Request a Hard Money QuoteGet Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
