Trade Finance Underwriting
Avoid bank placement hurdles and pay only for deep-dive credit assessment. Our trade finance underwriting services for import/export transactions deliver thorough credit analysis, documentation support, and risk mitigation strategies—without mandating a financing placement.
Request Underwriting ConsultationWhat Is Trade Finance Underwriting?
Trade finance underwriting means we perform the complete credit assessment, risk analysis, and documentation preparation necessary for importers and exporters to secure letters of credit, supply chain financing, and other trade finance instruments—without obligating you to utilize our lending partners. Whether you need an export letter of credit invoice financing underwritten or an import purchase order financing credit opinion, our trade finance credit underwriting services provide an independent, lender-ready opinion.
Our Underwriting Services
Full Credit Assessment & Due Diligence
We analyze your buyer/supplier financials, payment history, and industry metrics to deliver a rigorous credit opinion. Ideal for those seeking trade finance intelligence without committing to a lender placement.
Document Preparation & Review
Our team prepares and reviews required documentation—export/import letters of credit, bills of lading, purchase order confirmations—to ensure seamless bank underwriting, reducing the risk of documentary discrepancies.
Risk Mitigation & Compliance
Receive detailed analysis of country risk, counterparty risk, and compliance with UCP 600/URR 725 rules. We outline risk mitigation strategies to strengthen your trade finance application.
Buyer/Supplier Credit Insurance Opinion
Get an independent credit insurance opinion to support supply chain finance or to negotiate better trade terms with banks and insurers—critical for cross-border trade transactions.
Custom Underwriting Reports
Receive a comprehensive, lender-ready underwriting report—complete with financial ratios, cash flow analysis, and recommended credit limits—for letter of credit or bank guarantee issuance.
Independent Lender Opinion
Our independent opinion on import/export financing risk helps you approach multiple banks or private lenders with confidence, improving your chances of competitive trade finance terms.
Benefits of Trade Finance Underwriting
Speed & Flexibility
Obtain a coordinated, bank-ready credit package in as little as 7–10 business days—enabling importers and exporters to pursue trade finance options swiftly without placement obligations.
Cost-Effective Credit Analysis
Pay only for the underwriting expertise—no lock-in fees or placement commissions. Perfect for companies needing a thorough export credit risk assessment or import supply chain financing opinion.
Independent, Lender-Ready Reports
Our objective credit opinions and document reviews carry weight with multiple banks, improving negotiating leverage when seeking letters of credit or trade guarantees.
Better Negotiating Power
Armed with a professional trade finance underwriting report—complete with recommended credit limits and payment term analysis—you can negotiate lower margins and better tenor.
Cross-Border Expertise
Our underwriting team understands nuanced country risks for Asia-Pacific, Europe, and Latin America. We deliver tailored risk assessments for import-export trade finance, including foreign exchange and geopolitical analysis.
Enhanced Transparency
Gain full visibility into how banks evaluate trade finance risks—our step-by-step underwriting process highlights key decision drivers, from buyer payment history to documentary compliance.
Why Choose Financely for Trade Finance Underwriting
Decades of Trade Finance Expertise
Our trade finance underwriters have over 20 years of experience in import/export lending, having underwritten thousands of letters of credit, standby letters of credit, and trade guarantee facilities.
Independent & Objective Opinion
We are not tied to any particular lender—our focus is to give you an unbiased, comprehensive trade finance credit opinion that banks will respect.
Global Underwriting Network
We collaborate with regional experts across Europe, Asia, and the Americas to evaluate country-specific risks, ensuring your import financing underwriting or export letter of credit assessment is spot on.
Actionable, Lender-Ready Deliverables
Our underwriting reports include actionable recommendations—document checklists, risk rating scores, and compliance guidance—that expedite bank approval for supply chain finance or documentary credit.
How It Works
1. Initial Data Collection
Submit buyer/supplier financial statements, trade contracts, and documentary requirements. We outline required documents for letter of credit underwriting and risk analysis.
2. Comprehensive Credit Underwriting
We analyze counterparties, payment history, collateral (if any), and country risk. Our team performs ratio analysis, cash flow stress testing, and compliance checks under UCP 600/URR 725.
3. Documentation Preparation & Review
We prepare a lender-ready package—drafted letters of credit, invoices, purchase orders, bills of lading, and compliance matrices—to reduce the likelihood of documentary discrepancies.
4. Underwriting Report Delivery
Receive a detailed trade finance underwriting report outlining credit limits, risk rating, mitigation strategies, and documentation guidance—ready to present to your chosen bank or insurer.
5. Follow-Up & Clarifications
We provide one round of revisions or Q&A, helping you address lender feedback, fine-tune documentation, or clarify risk factors before submitting to multiple banks or private financiers.
Get a Trade Finance Underwriting Opinion Today
Don’t let banks stall your import/export deals while they conduct due diligence. Partner with Financely for independent, lender-ready trade finance underwriting only—no placement required. Gain the insights and documentation you need to secure competitive trade finance terms swiftly.
Our Team
Appointed directly by the owners, this team serves as the operational core of Financely. They manage active mandates, oversee outsourced specialists, and ensure every transaction moves forward with clarity and speed. With collective experience spanning investment banking, credit structuring, legal execution, and investor relations, they bring institutional discipline to every deal we touch.
Pascal Meier
Onboarding & Resourcing Lead
Coralie Dubois
Director
Jason Leung
Head of Credit & Structuring
Lucas Reinhardt
IR & Distribution
