Supplier Payment Guarantee &
Payment Instrument Services
Facing supplier trust issues or import/export payment delays? Supplier payment guarantees and payment instrument services ensure your goods move seamlessly. Financely arranges the required guarantees—performance bonds, letters of credit, or advance payment guarantees—backed by margin and issued through A-rated banks, so you can focus on your core business.
Request a ConsultationWhat Is a Supplier Payment Guarantee?
A supplier payment guarantee is a bank-issued commitment that assures your supplier or exporter will be paid even if you default. It can take the form of a performance guarantee, advance payment bond, or confirmed letter of credit. For importers and exporters without existing collateral, Financely arranges margin-backed facilities to secure these guarantees, bridging trust gaps in international supply chains and facilitating larger order volumes or more favorable payment terms.
Our Payment Instrument Services
Guarantee Structuring & Arrangement
We assess your transaction and determine the optimal instrument—performance bond, advance payment guarantee, or confirmed letter of credit—structuring coverage to meet supplier requirements and minimize your cost.
Margin Funding & Collateral Posting
When you lack tradable collateral, Financely provides margin funding. We post cash or eligible securities to an A-rated bank, enabling immediate issuance of the guarantee or performance bond.
Documentation & Compliance Review
Our experts prepare and review all required documents—supplier contracts, pro forma invoices, bills of lading, and beneficiary instructions—to ensure full compliance with UCP 600, URDG 758, or ISP 98 standards.
Risk Analysis & Mitigation Strategies
We conduct a detailed risk assessment—counterparty risk, country risk, and contract enforceability—and recommend mitigation measures such as escrow arrangements or partial guarantees to protect your interests.
Bank Partner Selection & Negotiation
Leveraging relationships with multiple A-rated banks, we negotiate the best fees, margins, and tenor for your payment instrument, ensuring beneficiary acceptance and competitive pricing.
Issuance & Distribution
Once the instrument is issued, Financely arranges swift delivery to your supplier via SWIFT MT760 (for guarantees) or SWIFT MT700 (for letters of credit), meeting contractual deadlines and preventing shipment delays.
Benefits of Supplier Payment Guarantee & Instruments
Enhanced Supplier Trust & Credit Terms
Guarantees reassure suppliers that payment is secured—critical when establishing new trade relationships or negotiating higher order volumes and extended payment terms.
Rapid Execution & Certainty
With margin-backed facilities, we can secure and issue payment instruments in as little as 7–10 business days, preventing shipment or production delays and maintaining supply chain continuity.
Working Capital Preservation
By posting margin instead of tying up cash reserves, you maintain liquidity for daily operations, capital expenditures, or growth initiatives while still guaranteeing supplier payment.
Global Recognition & Acceptance
A-rated bank-issued guarantees and payment instruments that conform to UCP/URDG standards are recognized worldwide, reducing counterparty risk in cross-border trade.
Competitive Margin & Issuance Fees
Our margin funding fee (typically 1.5%–2.5% per annum) and negotiated bank issuance costs are transparent. We secure the most competitive pricing on your behalf.
Comprehensive Risk Mitigation
Beyond issuing guarantees, we advise on trade credit insurance, escrow accounts, and partial risk-sharing structures to further protect your enterprise from supplier default or non-performance.
Why Choose Financely for Payment Instrument Services
Extensive Trade Finance Expertise
Our team has arranged over $3 billion in supplier payment guarantees, performance bonds, and trade finance instruments, ensuring we know exactly what banks require for issuance and beneficiary acceptance.
A-Rated Bank Partnerships
We maintain strategic relationships with top-tier global banks, allowing us to secure favorable margins, tenors, and fee structures for your payment instruments.
End-to-End Document Arrangements
Financely handles all documentation—drafting, review, and compliance—to ensure seamless issuance and reduce the risk of documentary discrepancies or rejections.
Independent, Objective Guidance
We’re not tied to any one bank. Our focus is on finding the optimal payment instrument—whether a supplier payment guarantee, performance bond, or trade letter of credit—aligned with your commercial needs and risk profile.
How It Works
1. Initial Consultation & Requirement Analysis
We discuss your supplier contract, delivery terms, payment risks, and determine the ideal payment instrument—supplier guarantee, performance bond, or letter of credit.
2. Margin Funding & Collateral Posting
For clients without tradable collateral, Financely provides margin funding. We post cash or eligible securities to an A-rated bank under a margin facility agreement to back the guarantee.
3. Underwriting & Documentation Preparation
Our experts draft and review all required documents—supplier guarantee language, bond terms, letter of credit drafts, and compliance matrices—to ensure full adherence to UCP 600, URDG 758, or ISP 98.
4. Bank Partner Selection & Negotiation
We present your file to multiple A-rated banks, negotiate margins, issuance fees, and tenor, and secure binding commitments for the payment instrument. Beneficiary requirements and local regulations are fully addressed.
5. Issuance & Distribution
The bank issues the supplier payment guarantee or trade letter of credit, and Financely transmits the instrument to your supplier or exporter via SWIFT MT760 or MT700—protecting contractual timelines.
6. Renewal & Cancellation Support
As your project or contract evolves, we manage instrument renewals, extensions, or cancellations—returning margin collateral once obligations are fulfilled or guarantees expire.
Secure Supplier Payment Guarantees & Instruments Today
Don’t let supplier trust gaps or payment uncertainties stall your trade. Partner with Financely to arrange margin-backed supplier payment guarantees, performance bonds, or confirmed letters of credit—issued by A-rated banks and fully underwritten to ensure beneficiary acceptance.
Our Team
Appointed directly by the owners, this team serves as the operational core of Financely. They manage active mandates, oversee outsourced specialists, and ensure every transaction moves forward with clarity and speed. With collective experience spanning investment banking, credit structuring, legal execution, and investor relations, they bring institutional discipline to every deal we touch.
Pascal Meier
Onboarding & Resourcing Lead
Coralie Dubois
Director
Jason Leung
Head of Credit & Structuring
Lucas Reinhardt
IR & Distribution
